Horseback riding is an inherently risky activity. Even with well-trained and attentive stable operators and staff, a certain amount of risk must be accepted by any rider. Horse participants often come with family members, including children and dogs. Some stables have a “no dog” rule, however it is very difficult to have a “no children” rule and keep your customers happy. In addition, many stables hold summer camps to help pay the bills and what we affectionately used to call “barn rats” will descend on a stable for a period of weeks through the summer to fall in love with horses, cats, dusty arenas, sunny fields and generally, learn about responsibility while having fun.

In my time, precautions were few other than common sense. We jumped bareback onto horses in fields, played with horses in their stalls, ran with horses in the arenas, and got up to all sorts of mischief that did not, fortunately, get us killed. Today, things are different. Stables have to be far more careful and ensure that children are properly supervised and educated so that avoidable accidents do not occur.

Stable Owners’ Duty of Care

In the case of a mishap causing injury or death, a stable owner or operator cannot be held responsible for the damages suffered by the injured party unless the injured party can prove that:

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