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Insurance for Horse Breeders

Whether you own one broodmare or a large herd, stand one stallion or have an extensive breeding operation, at some point in time you’ve probably asked yourself: what would happen if something happened to my horse, or someone else’s horse that is on my farm to be bred? Horse owners know that the odds of a horse being injured or becoming ill seem to be directly proportional to both the financial value of the horse and the emotional investment you have in the animal. There are many options available to help you to protect your financial investment in your horses, your breeding program and facilities, and that, in turn, can lessen some of the emotional burden. But first, you need to ask yourself just exactly how risk-averse you are. Do you want to protect yourself from any and all possibilities, or only the most potentially catastrophic outcomes? What can you…

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